Tuesday, October 27, 2009

Is Hairstyles Makeover Suitable for You?

Women spend about $61 billion between the makeup counter and hair salon, and yet we all have stories of haircuts and lipsticks that have gone horribly wrong.

Now there may be a fix. You can change your look before you even spend a dime. That right, the computer hairstyle makeover offered in the net.

Red Carpet looks are all the rage -- from Jennifer to Anne to Rachel and more -- but how many times have you bought the latest "it" color only to see it's an "ick" color on you?


"Now it's my turn to try out a new look. Will I be a red head, brunette? Can I try out that season's red lipstick color or that dark smoky eye? Now's the time to find out," said one of the top hairstylist.

Pull back your hair, take off your makeup, and upload a picture … all for free. Then pucker up with a berry pink lip and check out the full palette of hair colors and looks from The Aniston long blonde braid to the Ginnifer sassy brunette with smoky eye and sheer lip, or the redheaded Rachel Evan Wood complete with the season's red lip.

"The makeover sites are the biggest trends right now," said Eleanor Langston, beauty editor at Self magazine.

Langston said the myriad of Web sites that let you try out all the latest looks are a great start to a new you.

But you can get closer to that Hollywood look, even if you don't earn a celebrity paycheck.

Friday, October 23, 2009

Buying Life Insurance

Buying Life Insurance: What Kind and How Much?

Finding the middle ground between being "insurance poor" and unprotected requires assessing real needs and choosing products that are affordable. This article introduces different types of insurance products and the role that they can play in a personal financial plan.

Buying Life Insurance

Conventional wisdom says that life insurance is sold, not purchased. In other words, some people are reluctant to discuss the importance of owning life insurance, and others are simply unaware of the need to have life insurance. Although many large companies provide life insurance as part of their benefits package, this coverage may be insufficient.

Who needs life insurance? If there are individuals who depend on you for financial support, or if you work at home providing your family with such services as child care, cooking, and cleaning, you need life insurance. Older couples also may need life insurance to protect a surviving spouse against the possibility of the couple's retirement savings being depleted by unexpected medical expenses. And individuals with substantial assets may need life insurance to help reduce the effects of estate taxes or to transfer wealth to future generations.

Thursday, October 22, 2009

Hey all, I just wanted to let you know that as of today I will no longer be updating this blog.

I've had a lot of fun doing it for the past two years but lately (with a new kid in tow) I just haven't had the time to spend on it that I used to.

I'm really grateful for all the comments and feedback I've received here. Y'all are really swell :)

ETA: My long neglected Twitter which I will try to update more often:
http://twitter.com/MakeFetchHappen

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Wednesday, October 21, 2009

Mischa Barton Super Model

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Monday, October 19, 2009

A closer look at Secure Short Term Medical Insurance

The brand name "Secure Short Term Medical" is one of the best-known and most highly regarded low cost health insurance plans in the U.S. The brand actually consists of four products that each target a specific group of consumers. The four products are: 1) Secure STM, 2) Secure Lite STM, 3) Secure 12x3 STM and 4) Secure Saver STM.

What makes this product lineup work so well? Probably not any one thing in particular but rather a combination of factors. We could make an analogy to an "all star lineup" in a sports team. First, the plan is administered by Health Plan Administrators, Inc., arguably one of the best service organizations in health care today. Second, The Standard Security Life Insurance Company of New York enjoys a strong reputation among insurance professionals and consumers.

Next is the length of coverage. This is the only insurance product that can adequately span a gap from just one month to 36 months of continuous coverage. With a growing number of consumers looking forward to post-reform insurance within a few years, the Secure 12x3 offers the flexible length of coverage they need del with the uncertainty of the health care reform timetable.

Eligibility for the four insurance plans is liberal so most applicants will qualify for coverage. In fact, in many cases this is one of the few options available to applicants who have been previously declined for health insurance with another company. The exceptions are listed in the "medical eligibility" section of the online product descriptions. It is important to realize that all short term medical insurance plans exclude coverage for pre-existing medical conditions. This is what makes them so affordable and easy to access.

Only one of the four products screens for weight or previous declines in determining eligibility. That is the Secure Saver, as we might expect, since it it the lowest cost plan with the least predictable out-of-pocket expenses.

Finally, we cannot ignore price. Despite all the talk about the quality of insurance the fact is that many consumers buy based primarily on price. The Secure Lite and Secure Saver rank among the least expensive major medical insurance choices in many parts of the country.

A comparison of the four Secure STM products is published at FreedomBenefits.net and a description of coverage and exclusions is available for each product. Although all of these policies come with a standard "10 day free look", generic sample policy certificates are also available online for all four products for those who want to take a closer look at these insurance options.

Wednesday, October 7, 2009

Celtic Insurance gains customers with low prices

Pricing of short term medical insurance tends to be more stable than managed care plans or other types of health insurance. As a result, pricing trends tend to develop more slowly and it may take longer for advisers and consumers to identify those companies with cost advantages. One such example is Celtic Insurance that has slowly and quietly winning over customers with its low rates and strong customer service. The coverage is priced and issued completely online at the company's secure enrollment site managed by ehealthinsurance.

Tuesday, October 6, 2009

2010 Kawaii hair styles for girls -girls cute hairstyles

2010 Kawaii hair styles for girls picture Asian Kawaii hair styles which have recently become quite popular, originate from Japan. The word kawaii is Japanese for cute and refers to a culture that sprang up around the 1970's that focused on cuteness in a variety of aspects of life including clothing, entertainment, and personal appearance. Kawaii hair styles vary widely with some characterized by a very soft, flowing look featuring large waves or curls at the end of the hair, while others feature short chunky pieces cut in an asymmetrical style that require lots of styling gel to hold everything in place.

If you would just like to experiment with Kawaii hair styles without making the actual cut there are many different stores that sell Kawaii wigs. Kawaii wigs are available in a large variety of lengths and styles and most merchants will allow you to choose your own color for the wig. Streaks of unusual colors (think pink or electric blue) are another characteristic frequently associated with Kawaii hair styles. Opposed to actually dyeing your hair, you could pick up a few colored clip-on hair extensions to get the look without the work and possible damage you could do to your hair with dye. Kawaii hair styles are cute and trendy and may be just right for you.
Cute Japanese girls kawaii hair style
2010 Kawaii hair styles for girls  picture If a Kawaii hair style is something that you find attractive it is a good idea to go to a salon that specializes in this look since the initial cut is very important to maintaining this hair style. Having said that, in certain areas a Kawaii specialty salon may be hard to find, so your next best option is to go online and find one of the hundreds of pictures of Kawaii hair styles online and take it to your local hair salon. Make sure to choose a cut that goes with your face shape as Kawaii hair styles are definitely not for everyone and most cuts require a great deal of maintenance in order to look nice. Another thing to keep in mind about Kawaii hair styles, they usually look nicer if you hair is thin to medium thickness. Hair that is very thick is harder to maintain in this type of hair style.
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